About Business Finance Depot

Business Finance Depot is a One Stop Shop for businesses that need any type of financial services. We provide flexible and creative financing for our customers. With the skills gained through funding over billions of dollars for its clients, our team of highly trained professionals can structure both conventional and highly sophisticated transactions to meet your business demands. Whether it is an SBA loan, unsecured line of credit, or an equipment lease, Business Finance Depot should be your primary resource. Competitive rates and creative financing are the advantages that we offer as a solution to your business. We offer the availability to have one source to do all your funding needs.

We specialize in packaging SBA loans for working capital, financing fitness equipment and any tangible item(s) you need to run your business such as signs, flooring and lockers through equipment leasing. You can get great rates just like the big boys!

Free Financial Consultation

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Business Finance Depot has been in business for over 10 years with the mission of providing financing to the fitness and the franchise industries. We currently specialize in packaging SBA loans and equipment leases for start-up and existing businesses.

Business Finance Depot In the Fitness Community

Since studios require fitness equipment and non-fitness equipment (outdoor signage, computer hardware and software, etc.), equipment leases are a viable option to finance the equipment purchases. The SBA Express loan enables a new business owner to access $25K up to $150K working capital to run the business. The collateral required for the equipment lease is the equipment itself. The collateral required for the SBA Express loan is the business assets so the loan and lease are complementary products to finance a new studio. The borrower must have good personal credit and strong experience in the fitness industry.

Free financial advice and consultation
Gary Raff
Director of Sales
Gary has been in the financial industry for the last 11 years, working in sales, processing loans, and equipment leasing. His expertise is getting the right loan product for his clients, and to help them through the process. He continues to build relationships with many franchisors, sales representatives around the country by going to specific Franchise and Health & Fitness trade shows and conventions.


Save the entire cost of your AFS membership and drive more revenue simply by doing what you do every year!

  • Attend a conference or event
    Discounts to SUCCEED!, Perform Better and more!
  • Equipment & accessories to fill your space
    Discounts from TRX, Power Systems, Perform Better, MYZONE, MERRITHEW and more
  • Save on CEC/CEU courses & certifications
    From NASM, AFAA, NSCA, FAI, NCCPT and more, we save you money on your continuing education.
  • Better market your business
    Complementary Facebook Advertising Credit, Demographic Analysis with Marketing Plan and 60-minute Coaching Call
  • Find qualified instructors/trainers
    Through a turnkey program offered by AFAA/NASM, join thousands getting top talent. 100% free for qualifying facilities
  • Website and logo design to get noticed
    Comprehensive design solutions that will create the online impression you need
  • Tax preparation and bookkeeping services
    AFS has partnered with JETRO and Associates, a cloud based CPA firm for all your back-end business needs
  • Software & technology to stay organized and grow
    Discounts from MINDBODY, EZFacility, OneFitStop, ZipWhip and more


Want to see how AFS can save you thousands of dollars each year? Use our tool to Calculate Your Savings