About First Credit Services

FCS delivers a professional and compliant early & late stage collection solution, which health and wellness businesses can rely on for added revenue, without alienating a single past-due member.

Currently representing over 5,000 membership-based businesses, FCS offers innovative software that allows past-due members to flow seamlessly to early & late stage collections, so health club owners can focus on providing a positive experience for each of its members.

See how the FCS team of professional agents can help you enhance the member experience.

AFS Members Receive $100 off Credit Reporting!

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Established in 1993, First Credit Services, Inc. provides Early and Late-Stage Collections services with a 100% commitment to exceptional customer service.

A Certified Minority Business Enterprise, we serve a broad group of Fortune 500 companies, Healthcare service providers and 4000+ service providers offering a superior agent force, compliant collections, and secure service. We have earned our clients’ trust through efficient and effective First and Third-Party collections to become a recognized provider of Accounts Receivable Management (ARM) services and further specializing in Health & Industry. Not only that, we were recently recognized as "One of the Best Places to Work in Collections" for 4 Consecutive Years by Inside ARM and have earned an "A" rating from the Better Business Bureau.

First Credit Services In the Fitness Community

FCS approach to the studio community is based in our model to treat every member with dignity and respect. We communicate on behalf of the operator to the customer who has declined card or Bank NSF with a view to engage & resolve the member debt situation, so the client can join back the facility now or any time in the future.


Save the entire cost of your AFS membership and drive more revenue simply by doing what you do every year!

  • Attend a conference or event
    Discounts to SUCCEED!, Perform Better and more!
  • Equipment & accessories to fill your space
    Discounts from TRX, Power Systems, Perform Better, MYZONE, MERRITHEW and more
  • Save on CEC/CEU courses & certifications
    From NASM, AFAA, NSCA, FAI, NCCPT and more, we save you money on your continuing education.
  • Better market your business
    Complementary Facebook Advertising Credit, Demographic Analysis with Marketing Plan and 60-minute Coaching Call
  • Find qualified instructors/trainers
    Through a turnkey program offered by AFAA/NASM, join thousands getting top talent. 100% free for qualifying facilities
  • Website and logo design to get noticed
    Comprehensive design solutions that will create the online impression you need
  • Tax preparation and bookkeeping services
    AFS has partnered with JETRO and Associates, a cloud based CPA firm for all your back-end business needs
  • Software & technology to stay organized and grow
    Discounts from MINDBODY, EZFacility, OneFitStop, ZipWhip and more


Want to see how AFS can save you thousands of dollars each year? Use our tool to Calculate Your Savings