30 years of experience in the fitness industry, meeting the needs of fitness professionals and fitness businesses from 500 sq. ft to 10,000. 

Insurance for Fitness Professionals 

The best rates and the best coverage. Designed specifically for fitness professionals including personal trainers, group exercise instructors, Pilates, yoga, martial arts and similar disciplines.

Wherever You Are – You're Covered

Coverage through AFS/SFIC follows you wherever you work in the US! Whether you operate out of a single club, multiple clubs or even at a public facility such as a local park or activity center, we’ve got you covered. 

Same Day Coverage

Your application can be filled out online and coverage provided the same day!  

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Insurance for Fitness Studios & Gyms

Customized General Liability Insurance designed for businesses of all disciplines and all sizes. 

Underlying General Liability policies offer up to $2,000,000 per occurrence, $4,000,000 annual aggregate limits and include Commercial General Liability, Professional Liability, Personal Injury, Advertising Injury, Limited Cyber Liability, Sexual Abuse or Molestation and Medical Payments.

Commercial Property Coverage 

Available for small or large contents and equipment, tenant’s improvements, building and business income coverage. Workers Compensation and Surety Bonds also available.

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Are You Properly Covered?
INSURANCE LESSONS FROM THE REAL WORLD

MAN ACCUSED OF HIDING VIDEO CAMERA IN TRAINING ROOM

A man accused of hiding a video camera in the tanning room of a local gym will face a bench trial in June. 

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TRUCK CRASHES INTO GYM ONE WEEK AFTER OPENING

The day after a driver crashed a pickup truck into the front of a newly opened gym in Florida the studio still managed to open for a 6 a.m. kickboxing class the next day.

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TEEN RAPED BY PERSONAL TRAINER FILES SUIT

A former personal trainer at a gym in Nevada who was convicted of raping a teenager in 2013 is now being sued by the teenager.

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WOMAN AWARDED $980,000 FOR GYM INJURY

A State Supreme Court jury has awarded $980,000 to a woman for her pain and suffering after discs in her neck were damaged during a workout at a local gym.

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"You can’t work in the fitness industry today without providing proof of insurance. Whether you run your own business, teach classes or train on-on-on, you need insurance to protect yourself."

Jennifer Lowe
National Accounts Director
Sports and Fitness Insurance Corporation